Attention: New Credit Union Members!
BEACH CHAIR GIVE-AWAY!
First: Open a new share draft(checking) account
Then: Apply for an ATM or VISA Debit Card
Next: Sign up for free internet account services...
And...ENJOY YOUR NEW BEACH CHAIR!

The following excerpts are from AARP Magazine, July/August 2010 issue,pgs 22 & 24...

The Little Banks That Can, by: Lynne Brenner
"Anger at big banks has prompted calls for consumers to move their money. But where will you get the best terms? It's time to check out your local credit unions."
"After receiving a huge bailout to escape a debacle of their own making, America's biggest banks raised their fees, posted record profits, and paid enormous bonuses to their executives.  Meanwhile most of us are still struggling to regain our footing." 
"Moral outrage aside, there are always three compelling reasons to switch banks: lower fees, higher interest on deposits, 
and better service. As it turns out, you are likely to find all three at some of the smallest financial institutions in the nation: credit unions." 
"The average consumer does better at a credit union than at a bank, says Ed Mierzwinski, consumer program director for the US Public Interest Research Group. Credit unions have lower requirements for waiving fees, offer better deals on car loans, and are generally more flexible in responding to customer's problems." 
" The 7700 credit unions in the United States are nonprofit cooperatives; they exist to serve their 92 million members.  Yet after more than a century, credit unions are still the best-kept secret in banking - partly because, unlike banks, they don't spend much money on advertising." 
" In 2009 consumers saved $7.3 billion by using credit unions instead of banks, according to the Credit Union National Association." 
"It's a telling indictment of banks that what most members seem to like most about credit unions is their service." 

Our new ATM machine is up and ready to go!!